Car Insurance in Pakistan

How To Register Your Commercial Vehicle For inDrive Freight

Posted by Admin on 17 Feb 2023

If you have a commercial vehicle in Pakistan, registering it with Indrive Freight is an excellent opportunity to boost your earning potential and extend your business opportunities. A digital platform called Indrive Freight links freight shippers and transporters, making it more straightforward for companies to send goods throughout the nation. You may read more about how to register your commercial vehicle with Indrive Freight in Pakistan in this post.Verify Your EligibilityYou must confirm that your commercial vehicle satisfies the requirements before registering it with Indrive Freight. Your vehicle must be in a freight category with a minimum towing capacity of 2 tons, be in good working order, and have all the necessary paperwork.Signup on the Indrive Freight websiteYou must visit Indrive Freight's website and register for an account before you can register your car. You can register to become a transporter by giving all the required information, including your name, phone number, and type of vehicle. Also, you must upload any required paperwork, such as your NTN certificate, CNIC, and vehicle registration certificate.Checking the AutomobileThe Indrive Freight team will inspect your vehicle to make sure it complies with its safety and quality standards after you have filed your registration application. You'll be informed and your account will be enabled if your car passes the inspection.Set up your profileFollowing the activation of your account, you must create a profile on the Indrive Freight website. You can include information about your company, like your prices, service locations, and the kinds of commodities you transport. In accordance with your timetable, you can also specify your availability and accept or reject proposals.Start receiving job offersYou can begin receiving work offers from shippers on the Indrive Freight platform as soon as your profile is created. Each job's specifics, including the pick-up and drop-off locations, the kind of products, and the payment, are available for viewing. If you accept a job offer, you will be provided with all the necessary information and documentation, such as the bill of lading and the payment receipt.Finish the Work and Get the PaymentOnce you've accepted a work offer, you must carry out the assignment in accordance with the conditions set forth. You must ensure that the goods are delivered promptly and safely and adhere to all traffic and safety laws. Indrive Freight will pay you after the job is finished, minus their commission.Conclusion:Increase your business opportunities and earning potential by registering your commercial vehicle with Indrive Freight. You can register your car with Indrive Freight in Pakistan by following the above instructions, and you can then start getting job offers from shippers all throughout the country. Keep in mind that you must maintain the safety and quality standards set by Indrive Freight to continue doing business with them, and always ensure that you follow all the safety regulations and traffic rules when transporting goods. If you have already made up your mind to register your vehicle on inDrive freight you absolutely must have commercial auto insurance. Depending on the insurer, the premium may be higher because it offers more comprehensive coverage than private auto insurance. This is because there is a greater chance of car damage or personal injury. Get insured now with Let's Compare.

How To Buy Travel Insurance Plans For Consecutive Six Months

Posted by Admin on 01 Feb 2023

Guilt-free and stress-free travel is the aim of travel insurance companies for their clients. If you want to travel without any stress, then travel insurance is going to be your best friend. There are many travel insurance plans for all the clients' needs. You can get a travel insurance plan for a day and for a year. Let's take a look at Long stay travel insurance and other frequently asked questions about travel insurance.What Is Travel Insurance In Brief?Travel insurance is a contract for your safety while you travel. The safety offers financial protection against any damages you face. It covers a range of obstacles from flight cancellation to baggage loss and departure home in case of any emergency. There are travel insurance plans for a short stay and a long stay. Let’s take a look at it further.Travel Insurance For 6 Consecutive MonthsAny travel insurance that exceeds the six months mark is counted as an annual travel insurance policy. Annual travel insurance is the most extended travel insurance plan you can opt for, with yearly premium renewal. The longer the policy the higher the premium will be, making the premium for an annual policy higher than the rest. The premium also depends on the type of coverage you opt for. What Are Long Stay Travel Insurance Policies Used For?Long-stay travel insurance policies are often required for study visas, the students stay abroad for long periods of time, years at times. This requires constant safety for the whole time they are there. In this scenario, long-term travel insurance plays a major role in keeping you financially covered on your journey to success. Do I Need To Buy A Travel Insurance Policy Yearly?Travel insurance policies are valid for only a year and after that, they need to be renewed. So if you are planning to stay for three years, you will need to renew your policy three times during your stay. Don’t worry! You won’t have to keep tabs because, by the end of the year, your insurance company will hit you up themselves and let you know that it is time for you to renew. And if you can’t pay on the spot, they also have a grace period for over a month to renew your policy without losing the benefits from the previous one. What Is A Grace Period In Travel Insurance Plans?The grace period is the time between the renewal of your policy and the issuance of a new policy. This allows you to extend the period to pay the premium before the previous policy expires along with your added benefits. This is to make getting insured convenient and to make sure that the client does not lose their benefits from their previous insurance policy. This also develops a bond of trust between the insurer and the insured. The grace period lasts up to a month depending on your insurance company. In conclusion, long-stay travel insurance is best used for students studying in exchange programs or going abroad for higher studies and they need renewal every year. You don’t have to be anxious about the deadline because once it is getting closer the insurance company will contact you and remind you that you will need your policy renewed. So get your online travel insurance policy now from Let's Compare at discounted rates. Safe travel!

Lets Compare Shakes Hands With Hello Doctor

Posted by Admin on 02 Feb 2023

Yes, it’s true! Let’s Compare has joined hands with Hello Doctor being mindful of their client’s comfort. Hello Doctor is a virtual consultation platform where you can get the best online consultation from the comfort of your home. You have access to healthcare, advice, and treatment online. Not only that but they also offer the prescription to be delivered right to your doorstep. Hello Doctor has launched its online clinics in order to make healthcare convenient and accessible for everyone. They offer affordable consultation and medication. With Let’s Compare now, you can not only get insured but also consult your healthcare provider to choose an appropriate health insurance plan and invest your resources in the right place!So what are you waiting for? Get online health insurance in Pakistan and healthcare side by side with Let’s Compare and Hello Doctor!

What Is Commercial Vehicle Insurance

Posted by Admin on 26 Jan 2023

Car insurance is one of the most popular insurance types sold in the insurance industry. Cars are considered the ultimate assets which is why they are valued much more than other possessions. Most people are passionate and take car care personally, which is why they do all they can in order to ensure the safety of their cars. Ever since there has been a hike in inflation, people have started using their vehicles for commercial purposes to make some extra money on the side. A common misconception shared by people trying to use their vehicle for commercial use is that their vehicle is insured under the standard insurance policy also known as personal car insurance. However, this is not the case. So let’s take a look at how you can cover your vehicle for commercial use. Why Is My Vehicle Not Covered For Commercial Use?Your vehicle is not covered under commercial use because using your vehicle commercially involves risk higher than regular use. It puts you and your vehicle at an increased risk hence it requires additional coverage. You use your vehicle a lot more than work and wandering. Oftentimes the risk is higher due to your hands being tied and you not being able to decline due to unfamiliar areas putting your vehicle at a greater risk of theft or damages and putting your life on the line. What Is Commercial Car Insurance?Commercial car insurance is an extended cover for your car when you intend to use your vehicle for earning. It is different from personal car insurance because it has cover options. Personal car insurance is designed to cater to your personal needs while commercial car insurance caters to all kinds of risks involved in your industry. What Can I Do With My Car Covered Commercially?There are a lot of concerns that need to be addressed when you are using your car commercially. You have little to no choice but to decline when expecting a paid service so it can cause a lot of damage to your vehicle and might put it at a greater risk of being damaged in any way. Following are the things commercial vehicles are most commonly used for.Offering pick and drop to clients.Delivering goods.Towing vehicles.Delivering intercity.Haul heavy loads.All of these tasks can put you and your vehicle at a greater risk of getting damaged. This is why it is important to have your vehicle commercially protected if you are using it for paid services.Who Is Covered Under Commercial Auto Insurance?Commercial auto insurance covers the driver and the passengers for personal injury under the bodily injury cover. It also has property damage cover for when you are at fault. In conclusion, commercial auto insurance is a must if you use your personal or business car for commercial use. It provides extended coverage than private car insurance so the premium may be higher depending on the insurer. This is due to a higher risk of vehicle damage or bodily injury.So get insured, and have safe driving!

Fire Insurance And Its Features In Pakistan

Posted by Admin on 24 Jan 2023

Insurance protects you and your assets in case of an accident. Everything can be insured against all kinds of threats. Fire insurance works similarly, it protects you and covers your assets in the event of unexpected fires. Fire insurance has many features that we will discuss in today’s blog. Let’s take a look at them now!What Is Fire Insurance?Fire insurance reimburses the cost of repair, reconstruction, or replacement of any property damaged during the incident of fire. It also covers the damage caused by smoke and water while firefighters put away the fire. Hence it covers all kinds of property damage caused during the fire. What Are The Features Of A Fire Insurance Policy?There are many features of a fire insurance policy. Some of them are discussed below!Insurable Interest In PropertyThis condition implies that the survival of the item getting insured should be beneficial for the policyholder and if the item is lost during the fire, the policyholder can suffer a loss. This is applicable both at the time of buying policy and at the time of claim.Principal Of Utmost Good FaithThis states that at the time of buying the policy, the insured must spill all the details of whatever is being insured. The risk of the building catching fire, environment, construction of the house/shop, and other related queries. This is important because the insurer needs to calculate the risk and issue the policy accordingly. During any time when the insurer finds out that the vital information was hidden from them, they have all the rights to terminate the policy. The insurer is also responsible for telling you all the details about the policy and suggesting you the best one that suits your requirements.  Contract Of IndemnityThis states that the policyholder must only claim up to the limit settled at the time of buying a policy. In case there was no damage, the claim is no longer acceptable. These were some features of the fire insurance policy. Now, look at who can get fire insurance.Who Is Eligible For Fire Insurance?Anyone who wants to protect their assets is eligible for fire insurance. It benefits the shopkeepers or business owners the most. For example, if you own a business of furniture or clothes and in case of a fire, these two things will get affected the most and will cause huge financial damage. So a shopkeeper or business owner must have fire insurance for such instances.  In conclusion, if you have any asset that you want to protect from fire whether it be your whole house or your business you must get fire insurance. This will reimburse the damages done by fire, smoke, and water while putting out the fire. Some policies may even offer the temporary residence for the ones who lose their houses and living spaces to fire. It also has emergency medical cover in case of burns and damage to one’s own health. So get insured now!

Can I Use My Insured Car For Commercial Use

Posted by Admin on 20 Jan 2023

With a hike in inflation, it has become a norm for people to use their vehicles as a way of earning. Consumer needs to be safe while driving has pushed them to use services like Uber, Careem, and InDriver. These allow you to share your ride details along with the details of your rider, even allowing you an option to call the police on the spot in case of any inconvenience. And similar options are available for the driver in case the customer compromises their well-being. This makes the experience safe and pleasant for both the customer and the driver.Now the question arises if you can use your insured vehicle for commercial use. Let’s take a look at if you can and why you can’t or how you can get covered for your vehicle when using it for commercial purposes!What Is A Commercial Use Of Vehicle?Commercial use requires you to get paid for offering your services. Say, you own a car and you use it for making some extra cash. This will fall under commercial use. Maybe you are giving pick-and-drop service on your way back from your work or when you go out to catch some fresh air and decide that it is a good time to pick up a ride or two and make some quick money. All of these are an example of commercial use of your vehicle.However, if you randomly decide to give a friend or a stranger a ride where you don’t actually make any cash then that’s not commercial use. Commercial use requires you to use your vehicle deliberately in order to make money.Can I Use My Insured Vehicle For Commercial Use?This is a common question and misconception when it comes to having an insured car. It states on most policies that the insurance for your vehicle will not be implied if it is used for commercial use and is caught in an accident. So, you cannot use your regular vehicle insurance policy to cover it commercially. This is due to the increased risk. Commercial drivers are at a greater risk of running into an accident or being a part of a robbery. This is because they have a lot more interaction with public and general vehicles than regular cars. A regular use car may only be used to travel to and from work every day making circumstances a lot more familiar and you also have a choice to take the chosen route. However, in commercial use, you don’t have a lot of choices to make yourself safe. How Do I Get My Vehicle Insured Both Ways?In order to get your vehicle insured for personal use and commercial use, you will need to buy a separate policy that may cover your vehicle commercially. Sometimes, some insurers offer additional cover for the drivers if they want to use their vehicle for commercial use. The premium is higher than the regular cover and provides added protection for hybrid use. You should always try to discuss this with your insurer beforehand and they will recommend you a bunch of different policies that either cover your car in one policy with a higher premium or you can purchase an additional policy. Either way, it will cost you almost the same whether you buy a single policy with added cover or two separate policies.Good luck with having your car insured by hitting this link!