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Health Insurance in Pakistan

How Does Changing Insurer Affect The Premium While Renewing

Posted by Admin on 02 Jun 2022

With a rise in awareness, many people are buying insurance for cars, travel, and health. This is a sign of great consciousness as it has shown to statistically lower the concerns related to issues revolving around these products. Insurance has significantly lowered the anxiety in people as having insurance takes the financial burden off your shoulders. This helps you focus only on the speedy recovery of your health, vehicle, or any other issues occurring during your travel. There is a certain amount of stress that comes with every matter in life and there is a similar case with the insurance industry. The problem is caused by unanswered questions that might linger in one’s head more than they should. So, here we are to solve some mysteries around insurance and to clear one misconception at a time. Time to debunk!Many regular clients believe that loyalty always pays off when it comes to insurance. This is true to some extent considering that you might get bonuses and the company might prioritize you over other clients. This highly differs from insurer to insurer.What Will Happen If I Change My Insurer?Nothing really! If you change your insurer it might only affect the premium and not the coverage. Sometimes, you even find better cover for a lesser premium. Let’s say, you are traveling for two years on an annual trip plan, and you are insured by a company for 27,000 PKR, and Covid is not covered. On the other hand, you compare with another insurer and your premium is 15,000 PKR with the covid cover. So naturally, it is wise to go for an insurer offering a lower premium with adequate coverage on your travel insurance from Pakistan. Sometimes insurers provide you with an option for covid cover but oftentimes when you add it to the premium the cost automatically increases up to an expensive insurer. So it is better to purchase the policy that already covers covid within the same premium. Is It Worth It To Change The Insurer?It is natural to feel like you are betraying an old friend when you try to change your age-old insurer. But sometimes, it is only wise to let go if you are gaining more or equal benefits in a lower premium offered by a different insurer. However, it is up to you to decide if you still want to keep the same insurer.Will My Services Be Compromised If I Change The Insurer To A Cheaper One?Services are why we get insurance in the first place. If an insurer is risking your safety to gather clients, take it as a red flag. It is always alright to change your insurer but make sure to ask an educated person in the field to give you a walkthrough of what services will be offered and if you are adequately covered. You can also download a PDF that states all the terms and services and thoroughly go through the document. In most cases, the services won’t be compromised. If anything, you might get a better cover than before at a lower premium. For every insurance policy you purchase, it is not given that more premium means you get more cover and lower premium dictates lesser advantages. So, always try going for money-saving options that provide appropriate cover. Let’s Compare is an online insurance comparison platform where you can compare and buy insurance policies from the insurer of your choice. We offer insurance quotes from leading and trusted companies in Pakistan. We take great pride in reassuring our clients and winning their trust. We offer the best insurance service along with advice. Go to our website now and make yourself insured and secured.

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Travel Insurance in Pakistan

Travel Insurance Trends In 2022

Posted by Admin on 31 May 2022

Travel insurance is, lately, growing as a trend. Lately, after the pandemic hit the Earth, the demand for travel insurance policies in many countries has also gone up. This favors everyone since it is convenient for the traveler and the people of the country they are traveling to. A travel insurance policy gives you financial aid and one major benefit is that you get to be on the priority list since all your dues are covered by your insurer so you don’t have to wait in line. Recently, we have observed a pleasant increase in the purchase of travel insurance from Pakistan. It is good to see people inclined toward taking care of themselves and their loved ones by taking timely precautions. Otherwise, a common superstition in our society to not think of bad times beforehand and avoid taking precautions early on is quite common. Yes! One must always expect good things to happen, for the law of attraction states that your manifestations catch on to you but, on the other hand, it is always appreciated to prepare for things before they happen.Which Policies Saw An Increase In PurchaseThe increase is majorly seen in the purchase of insurance policies for countries that require ones like Turkey and Schengen States. Although we recommend getting an insurance policy even if the country you are visiting does not require one because a stress-free trip is always better. People mostly don’t focus much on insurance unless mandatory hence why we see an increasing trend among people to buy travel insurance for Turkey, travel insurance for Schengen States, and other such countries that have declared insurance mandatory to enter.Effect Of Covid-19 On Travel InsuranceCovid has affected almost every department that exists and the insurance industry is no different. It has especially impacted travel globally. Now that it has gone down a bit, the countries have become lenient on the travel policies and opened their borders but they prefer the travelers to have travel insurance. Due to the pandemic, there is an addition of one checkbox in the insurance policy. Some countries have either made it mandatory to have Covid coverage or you can choose on your own if you want Covid coverage.How do Clients Prefer To Receive Their Policy?As an insurance broker, our whole purpose is to make the task easier for the customers and the most convenient way to do a task in such hustle and bustle is to do it all online and get the final product at your doorstep. In the same manner, we aim at making getting insurance easier by enabling clients to get their quotes and travel insurance policy online. Most of the clients prefer to get all the work done online down to the payment and policy receiving. After that, they can get the policy printed in hard copy on their own. Other options, though not often used, are open too like visiting the office and paying by hand. This is a very rare occurrence. One more option clients go for is to get cash on delivery which many find convenient.Let’s compare is an online insurance comparison platform that makes it easy for the clients to generate quotes and compare them online, under one roof. Let’s Compare thrives on customers’ confidence and trust and provides excellent service. We partner with 10 leading insurance companies in Pakistan to bring our clients the best insurance policies with pocket-friendly rates. Visit our website now and get insured!

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Health Insurance in Pakistan

How To Find Best Health Insurance In Pakistan

Posted by Admin on 27 May 2022

In Pakistan, it is very unfortunate that health and everything related, like health insurance and health care, is taken lightly. Most of the time people are skeptical about medical institutes and practitioners and would rather rely on handed-down blends causing more damage than good. Health insurance plans are an initiative to build trust and make healthcare more accessible. Health insurance in Pakistan provides many benefits including early healthcare and coverage for all the major health issues. Let’s look at how to find the best health insurance policy in Pakistan. What Is Health Insurance?Health insurance is a contract that allows you to gain easy access to healthcare. If you have health insurance it provides you a financial cover if you suffer from a major health issue like an organ transplant or serious disease. It off the financial burden off your shoulder in times of need and helps you focus on your health. Just like any other insurance, you need to purchase health insurance before any damages have been done. Most health insurance policies do not cover pre-existing conditions, so a good initiative is to buy health insurance as young as possible in life. Let’s say your main concern is to have financial cover in case of pregnancy, then you need to get health insurance before conceiving. How To Find Best Health Insurance In Pakistan?Finding the best health insurance policy in Pakistan can be a challenge. However, there are many tools available to compare and choose the best health insurance policies. Insurance brokers and insurance comparison tools like Let’s Compare make it easy for clients to compare different health insurance policies and choose the one that suits them best. These insurance comparison tools work efficiently to compare policies side by side under one roof rather than navigating through thousands of web pages searching for the best insurance policy. It makes the process much more convenient and accessible. You might be looking at one company to have the best policy but you may find an even better one!Insurance brokers are unbiased when it comes to selling a policy. This is because they don’t have anything to gain from the clients. So they will surely offer you the best advice using their experience in the field. So, you can trust an insurance broker over an agent who gets commission from the company and hence may even try to sell you policies you don’t really need. Where To Find The Best Policy?Let’s Compare is an online insurance comparison platform that aids in finding the best policy by letting the clients compare up to four policies side by side. We take pride in providing the best comparison and best customer service. Let’s Compare has always empowered customers to make educated decisions and choose from the best of the best. You can find health insurance policies that feel best suited to your needs. Go to Let’s Compare’s website now and get the best health insurance plans now!

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Travel Insurance in Pakistan

What Are The Top Five Travel Insurance Myths

Posted by Admin on 26 May 2022

We have started a series of debunking myths surrounding insurance. In our recent article, we debunked myths about insurance in general, in this article, we will focus on myths around travel insurance!Travel insurance from Pakistan is easy and inexpensive to get, hence people assume it comes free of consequences and misconceptions. Let’s look at the myths and debunk them together. Myth #1: Travel Insurance Is Unnecessary! If travel insurance were unnecessary, most top-rated countries would not be fussing about it. Almost all the reputed countries require you to have travel coverage. Travel insurance is not necessary for just one reason. It is a whole package that protects you while you are on the go. So, the myth is debunked! Travel insurance is vital!Myth #2: I Don’t Need Travel Insurance From Pakistan If I Already Have Health Insurance!As mentioned above, travel insurance does not only cover one thing, it is a whole package of coverage for travel. So, needless to say, that travel insurance does not only cover health insurance but also luggage loss, natural calamity, flight delays and so many more. You definitely need travel insurance Pakistan even if you have health insurance in your hometown.Another prominent reason to negate this point is that your health insurance only covers you in your hometown and not when you are overseas. So, if you are seeking health insurance while traveling, you definitely need to get travel insurance. Myth# 3: My Negligence Is Also Covered!With all due respect, it is not! Travel insurance does not cover your negligence. Say if you purposefully left your luggage unattended and later find it missing you are not covered for that upon filing a claim. As per travel insurance policies, they cover misplaced and lost luggage, not stolen luggage.Myth #4: Adventure Time Is Covered!Yes, but no! In most cases, you are not covered for such trips as it falls under intentional damage in case of any mishaps. But if you are planning such a trip then you should always ask your insurer because it’s not like none of the companies cover adventure trips. Some companies do offer insurance for risky trips, you need to dig around. For this purpose, Let’s Compare is the best tool to compare and find the insurance policy that fits your needs well. Let’s Compare provides a comparison between policies from different insurers making it easier for the clients to choose the best-tailored one.Myth #5: Travel Insurance Covers For Places With Travel Warnings!As it falls under intentional damage, you will not be covered for traveling to places with travel warnings. So before you travel always check for travel warnings. These are the 5 general myths about travel insurance. If you are still skeptical, comment down below or reach out to us for confirmation and we will definitely get back to you. ConclusionLet’s Compare is an online insurance comparison platform where we enable our clients to generate their own quotes and compare policies from up to 10 insurance companies in Pakistan. We take pride in providing clients with the best customer service and empowering them to make educated decisions. Go to our website now and get insured! 

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Travel Insurance in Pakistan

What Is A Perfect Travel Insurance Plan For Me

Posted by Admin on 25 May 2022

Traveling is a luxury to some and luxuries come with a great price! With travel comes a lot of anxiety and stress of dealing with a new environment and its challenges. The place is new, the people are new and all of this calls for new things to experience. While experiencing everything you might get into trouble and face some inconveniences. And to prevent all of that you must have an travel insurance Pakistan on your hand.When you are shopping for insurance, you need to look for the best one that can protect you under all possible circumstances. Let’s take a look at how to shop for the best travel insurance policy.When you go to buy a travel insurance policy make sure that you have a rough idea of what you want covered in your mind. That way you can navigate through the policies and ensure that you have adequate cover. How To Shop For A Perfect Travel Insurance Plan?When looking for a travel insurance plan, rather than looking for different companies try looking for different plans. The similar plans between different companies have small to no difference in coverage. While different plans like silver and gold vary in coverage where one plan might give more coverage than the other. Similarly the price will be higher as well. What Is The Impacting Factor When Purchasing Travel InsuranceWhen looking for travel insurance from Pakistan you need to consider your age, since it drastically affects your premium. If you are above 65 years, your premium becomes 100% as compared to someone younger. This is because as old age approaches you are more prone to health issues and might as well have pre-existing conditions making your coverage and premium 100%. Needless to say, age is a major impacting factor on your policy. If you are younger your premium will be less and if you are above 65 your premium will be more. How To Know You Have Adequate Cover For Travel?If you read the terms and conditions you’ll get to know to what extent you are covered. You can read the travel insurance policy prior to retrieving it. There you will find all the information about your policy including the coverage.Where To Find The Perfect Travel PolicyYou can find a good travel insurance policy easily when you look around. The easiest way to find a good policy is to compare it side by side with other policies. For this, we have insurance brokers like Let’s Compare Online (Pvt) Ltd. who provide comparisons of policies from different companies in Pakistan. Here you can choose from the policy you like the best and get covered instantly. Let’s Compare is an online insurance comparison tool and we prioritize our customers’ satisfaction and comfort and take great pride in our customer service. Go to Let’s Compare and get a travel insurance policy now!

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Health Insurance in Pakistan

What Are The Best Travel Destinations In Pakistan For Summers

Posted by Admin on 20 May 2022

We have all noticed the rapid change in the weather and people are already planning to leave for summer trips to cooler spots. Although traveling domestically is considered safer than international travel, that might be where you are undermining the risks. Pakistan holds spectacles of beauty and wonders within itself making it irresistible for travelers to ignore visiting. Let’s take a look at some travel destinations to beat the heat.Swat ValleyKnown for its luscious green lands and waters so clear you can see the hidden treasures right underneath. Swat valley is a perfect summer spot due to the cool breeze and vast spreads of grass and trees cleansing the air. One trip here is bound to improve your mental and physical health and spark your overall performance when you go back to the monotonous working routines. The must-visit spots in Swat Valley are Kandol and Spindor lakes which are both accessible by jeeps and commercialized for the public to visit. Among the mesmerizing views is the well-preserved Ushu Forest is a perfect place to satisfy wanderlust. Along the forest is a road that travels across many villages resting beside the Kalam River. Kalash ValleysKalash valleys are a sight to behold and a whole experience. They have their own ethnicity, culture, and language that is specific to their region. They are an ethnic minority in Pakistan and they have a unique way of living, with their beliefs that are different from any community seen in Pakistan. The valleys are extremely beautiful and calming to the eyes. The most breathtaking are the Kalash Valley and the beautiful view of the Kalash River along the dusky road. Deosai PlainsWatch out for the Himalayan Brown Bear! The plains are home to them and many visitors have even spotted a few in the area. Deosai plains are referred to as the roof of the world and truthfully so, due to them being located on the highest plateau in the world. Travelers can enjoy the mesmerizing view of emerald waters and luscious grass. Put it on the list now!Fairy MeadowsA bit of a challenge is what makes the journey worth the experience. The Fairy Meadows is worth being in a little unease to behold the sight of beautiful Nanga Parbat. Once you reach the Fairy Meadows, you will see that the place holds an uncanny resemblance to the name and is rightfully called the meadows of the fairies making it one of the most beautiful spots to visit in summers.Getting to them is a bit of a challenge and might cause some damage to your car and you’ll probably need car insurance in Pakistan to cover it up! But to save you all the trouble there are jeeps that can take you to the location for under 8,000 PKR.Having travel insurance in Pakistan is always a good precaution to take before you decide to travel anywhere even if it is not required. This is because travel insurance provides a significant amount of cover, especially when it comes to healthcare.Let’s Compare is an online insurance comparison platform where you can find and compare policies from leading insurance companies in Pakistan. You can get insurance quotes for car, health, and travel and ensure that you are living a protected life.