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Travel Insurance in Pakistan

Is Buying Travel Insurance a Good Idea

Posted by Admin on 25 Feb 2022

Traveling always carries risks, such as becoming ill or in an accident, losing or having your valuables stolen, missing flights, and, in extreme cases, losing one's life. Travel insurance Pakistan will definitely give you peace of mind by lowering your risk of financial loss due to these risks.Whether you're visiting Pakistan for a vacation, visiting family, or conducting business, it's critical to understand the current situation in the areas you intend to visit. This will assist you in determining what type of Pakistan Travel Insurance you require to ensure you have adequate coverage before you travel. Since some standard travel insurance policies exclude travel to certain areas of Pakistan.Of course, you might be visiting Pakistan to see the bustling streets of Lahore or to see the various natural wonders, such as Lake Saiful Maluk in the Kaghan Valley near Naran. Even so, you must be conscious of the hazards when traveling to certain areas of Pakistan, which have higher levels of crime and a higher risk of political unrest and terrorism.Here Are Five Scenarios Where Travel Insurance Can Pay Off In Pakistan.Trip CancellationAn unforeseen circumstance, such as a tour operator going out of business, you becoming ill, or a family member dying, could force you to cancel your trip before you've even finished packing your sunscreen and swimsuits. In these cases, travel insurance with trip cancellation coverage will reimburse the prepaid, non-refundable costs of your trip. In addition, if you, a family member, or a travel companion becomes ill or injured while on the road, the policy's trip cancellation feature will typically reimburse you for the portion of the trip that was not used. If probably you, a family member, or a travel companion dies. At the same time, on the road, the trip cancellation benefit may apply.Missed ConnectionsMissing a flight connection while traveling can be a costly annoyance. Missed connection travel insurance compensates you if you miss a flight due to a covered reason. For example, this would compensate for a three, six, or twelve-hour travel delay caused by something like a plane mechanical failure or a storm preventing a cruise ship from docking on time. Typically, the remuneration would cover the cost of catching up on a tour or cruise.Travel DelaysFor many travelers, travel delays are a source of frustration. A policy that includes travel delay coverage can pay back restaurant and hotel expenses if a flight is delayed due to certain reasons. The travel delay benefit may also cover costs to catch up to a destination or return home, as well as reimburse you for prepaid and non-refundable trip expenses. Overall, travel insurance is a small price to pay in comparison to the trip costs you can protect—especially when traveling is fraught with uncertainties and surprises.Medical EmergenciesA medical emergency can put a halt to your vacation. It can also have a significant impact on your financial situation. According to the company, Allianz Travel receives over 4,000 calls per year from customers who have a medical emergency while on vacation. A travel medical insurance policy will cover a variety of medical emergencies, such as being airlifted off a Swiss mountainside after a hiking mishap, spending a few weeks in a Colombian hospital recovering from a heart attack, or flying home from Jamaica to treat a broken hip.Lost LuggageIf your suitcase is lost, robbed, or destroyed while traveling, a travel insurance policy that includes luggage coverage will reimburse you. Furthermore, some travel insurance policies cover baggage delays. This coverage can pay for goods you need to buy, such as clothing and toiletries, while you wait for your luggage to arrive. ConclusionPurchasing travel health insurance should be one of the first things anyone does when planning a trip abroad. It will cover your medical bills if you have a medical emergency while traveling. In addition, a better travel insurance policy will provide you with financial protection if you need to cancel your trip.

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Health Insurance in Pakistan

What Kind Of Services You Compare On Lets Compare

Posted by Admin on 24 Feb 2022

Let’s Compare Online (Pvt) Ltd is an exclusive platform meant to facilitate clients to buy a well-fitted insurance plan for their needs. It is a simple-to-use website that ensures an exceptional customer experience. This website facilitates clients at home and delivers a complete no-contact service. Another perk of Let’s Compare is that customers can compare policies from partnered companies side by side and select the best policy that suits their needs. It allows them to make well-thought-out decisions and saves them from getting unnecessary services.Let’s Compare aims to give maximum transparency. We are the bridge between the customer and the company. Let’s Compare partners with 10 leading insurance companies in Pakistan.Let’s Compare offers comparisons for several products like health, travel, and car insurance. It allows you to purchase all the needed products and services under one roof. It saves consumers from the hassle of checking in with one company to another or browsing multiple web pages to get a well-suited insurance plan. Our ServicesWe provide conventional insurance and takaful. Takaful is different from regular insurance. It is an Islamic way of insuring your assets. It excludes gharrar, maysir, and riba. The main difference is that conventional insurance is a risk-transfer model while takaful is the risk-sharing model. Our services include car insurance, health insurance, and travel insurance.Car InsuranceCar insurance Pakistan safeguards the expenses in a situation where your car gets into an accident. Let’s Compare provides the best quotes from top-rated companies in Pakistan and makes sure that you get the best financial deals for your car.It provides the following insurance policies for vehicles:Third-party liabilityComprehensive vehicle insurance policy What Is Covered Under Comprehensive Auto Insurance?Comprehensive auto insurance provides financial immunity to the insured and the ones injured due to an accident that your vehicle caused. It also covers the passengers.Benefits of Comprehensive Car InsuranceThere are numerous benefits to comprehensive car insurance:You can file a claim regardless of who is at fault.It compensates for several losses, including theft, vandalism, accidents, and damage due to situations you cannot control.Health InsuranceSickness is not something desirable, but it is inevitable. Hence it is essential to have health insurance in Pakistan in the hour of need. Health insurance covers the cost of medical bills and procedures. The main advantage of having health insurance is that you have access to medical facilities at any time of the day. Health insurance gives you the following benefits:Health insurance protects you against unforeseen high medical costs.You get free preventive care like vaccines, screening, and some checkups.You get cashless treatment using the panel of hospitals approved by your insurer.Health insurance covers the crucial benefits. Those are essential for your health and the health of your family. Travel InsuranceTravel insurance keeps you and your family protected while you travel internationally or domestically. In the period of COVID-19, it is vital to have travel insurance. Travel insurance Pakistan provides the following benefits:Provides coverage against; trip cancellation, baggage loss, or delayed flights.Emergency medical assistance, accidental emergency, and repatriation of remains.Replace a lost passport, cash wire assistance, or rebook canceled flights.Cover the damage to personal property rented equipment, such as rental cars.Purchasing travel insurance through Let’s Compare is quick and easy. Out PatientsOutpatient insurance covers your medical expenses in a case where the hospital does not require you to be admitted for more than 10 hours. A visit to a doctor for consultation will fall under outpatient benefits. The benefits include:Routine services such as health checkups and visits to clinics.GP and specialist consultation costs.Prescribed medicines diagnostic tests, including X-Rays.How To Get Insured Through Let’s CompareGet Insured with Let’s Compare in three simple steps: Complete A Simple FormProvide us with your essential information to make the insurance possible. Fill out a simple form. It will help us find suitable quotes for your plans. Compare PlansLet’s Compare provides a platform to compare quotes from different companies and select a plan. It enables you to choose the best-suited plan. Then, review and compare all of the suitable insurance plans. Purchase OnlineOnce you have decided on the plan to buy, you are now ready to purchase it. Purchase an insurance plan from the comfort of your own house. You can pay securely using our advance payment gateway. Let’s Compare is committed to protecting your privacy. We take pride in earning the trust of our customers and have them rely on us. Let’s Compare looks at the information of its customers to provide risk-based services that best suit them. These services are insurance broking, risk management consulting, employee benefits, and pension administration. So shake hands with Let’s Compare to get unlimited benefits.

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Health Insurance in Pakistan

How To Purchase Health Insurance In Pakistan

Posted by Admin on 22 Feb 2022

Health insurance is a contract between the client and the company. It requires the client to pay some or all of their healthcare cost to purchase a premium. For example, this type of insurance pays for medical expenses and surgical or prescription drugs. Some insurance policies also cover dental expenses.Health insurance is a protection plan against any unfortunate sickness. It helps you stay covered in case of an unanticipated illness. However, health care can be expensive, and it can be an enormous financial burden.There are many means you can purchase a health insurance plan. Many insurance companies provide health insurance plans, namely, I.G.I., Jubilee, Adamjee, and many more. You can visit our website, “Let’s Compare,” and fill out a simple form. We do all the work, so you do not have to. Let’s look at some of the companies’ “Let’s Compare” partners with.Jubilee Health InsuranceSince health insurance can be expensive, Jubilee Health Insurance provides affordable healthcare. So you don’t have to worry about finances in the future. In addition, they come with a Cancer Protection Plan. Not only is cancer hard on your body and family, but it also drains you of your financial assets. Jubilee’s Cancer Protection Plan ensures you do not have to worry about finances when you and your loved ones are going through a traumatic period. Another plan provided is Jubilee Health Shield, which assists you and your family with financial aid and support in case of a medical emergency. This plan also provides many additional built-in benefits.Askari Health InsuranceAskari healthcare plan offers ASKHealth Plan. It is a comprehensive healthcare package. It aids in financial protection in case of illness or accident that leads to hospitalization. ASKHealth plan is specially customized for Askari Bank’s customers. It is an economical health plan.ASKHealth plan offers coverage in case of in-patient hospitalization, daycare treatment, emergency accidental out-patient treatment, specialized investigation, pre-Hospitalization benefit, and miscellaneous expenses.They also offer A.S.H.A for children and their education. They have a customized health insurance plan for their employees. The program is called Askari Group Health. They also have a family health plan named Ask Family that provides healthcare benefits to employees and dependent family members. The Ask Care plan focuses on your recovery. It ensures that you don’t worry about medical expenses in case of any chronic illness.I.G.I. General Health InsuranceHealth Sure offers a planned care solution to clients and organizations to provide healthcare needs sponsored by professional staff, financial strength, and insurance experience accumulated over fifty years.Health Sure covers personal health, hospitalization covers, and maternity covers. Additionally, the product covers pre and post-hospitalization expenses as well. Their coverages extend to working employees and their dependent spouses and children. They have a broad spectrum of hospitals on their panel, which enables their clients to receive medical care services wherever necessary. Each insured employee has to complete a health questionnaire form that provides general information to devise a customized policy to cater to their needs.Allianz E.F.U. Health Insurance Ltd.Trained professionals lead Allianz E.F.U. with extensive experience in insurance, so their Tahaffuz program offers a patient hospitalization policy for individuals and families. It is a simple, valuable, and budget-friendly health insurance plan. It provides financial cover up to the selected premium you pay for. In addition, it helps keep you covered in case of any illness or accident. The additional features include a 24-Hour Medical Hotline, Customer Service/Call Center, and Health Card. They also have a No Claim Bonus policy, which means if you claim no insurance that year, you get a bonus. State Life InsuranceState Life Health Insurance has developed a Social Health Protection (S.H.P.) plan in collaboration with the Pakistan government. It provides social and micro health insurance schemes for the most worthy of medical attention. It includes the elderly and children. It provides daycare surgeries and maternity benefits to the enrolled families up to Rs. 25,000 per person. Pre-hospitalization and post-hospitalization benefits are also included in this plan. They have no age limit for pre-existing conditions. Medical and Newborn coverage includes treatment taken in hospitals on panel. Social Health Protection also covers it. U.I.C. Health InsuranceTheir health insurance plan caters to families who do not have any medical support in times of disease and accidents. Family Health Secure gives you choice and care along with health insurance plans designated for individuals who wish to provide financial protection to themselves and their families that depend on them. Since medical expenses can skyrocket, their health insurance plan protects you against those heavy expenses. In addition, their packages cover treatment through its panel of hospitals to ensure that you and your family have immediate and easy access to all the medical services wherever you want. Adamjee Health InsuranceAdamjee Insurance Company is one of the leading insurance companies in Pakistan. They take pride in catering to the health and medical needs of the corporate and S.M.E. sectors for their employees with customized benefits structures and value-added services. They provide:Hospitalization benefitsSignificant medical benefits (optional)Maternity coverage (optional)Out-patient coverage (optional)Other than that, they also provide terrorism cover, which ensures that the client is covered under any incident of terrorism. The international cover subjects to additional terms. In Complementary Accidental Coverage, the coverage limits may vary under any circumstances. Why Buy Insurance Let’s Compare?By visiting our website, “Let’s Compare,” you can compare all the policies available by ten leading companies. We provide an online insurance comparison to reach all the partnered companies and their guidelines conveniently. We provide all the services and become a bridge between you and the company. Our trained professionals will guide you through the best policy that will benefit you the most. 

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Car Insurance in Pakistan

How To Prevent Getting Into Accident

Posted by Admin on 21 Feb 2022

While on the road, it is very unpredictable when you might get into an accident. Whether it be your mistake or someone else’s fault, you’re constantly at risk of getting hit by something or someone. For example, there might be the following causes for an accident:Distracted DrivingDistracted driving is a major cause of accidents. Any distraction like using a phone while driving, driving and texting, blasting music can cause you to run a red light or a stop sign. You may end up running into another person or an animal resulting in a loss of life. Reckless DrivingAnother reason for accidents is reckless driving. Teen drivers mostly do not think of the consequences. As a result, they might drive recklessly by making improper turns, changing lanes unsafely, driving the wrong way, making improper turns, tailgating, taking deadly curves and street racing. Sometimes even adults might get road rage which may cause them to indulge in earlier mentioned activities. Defective Vehicle Or RoadsCertain factors cause you to lose control of your vehicles. Either your car or the road might be defective. A tire blowout or an unseen pothole can get you into serious trouble.Weather ConditionsSometimes things are beyond your control. The weather conditions can easily cause you to have an accident. Rain, snow, hail and fog can really blur your vision, causing you to get into an accident.Driving Under The InfluenceDriving under the influence puts you and others around you in grave danger. Drunk driving has caused many unwanted incidents for everyone to know better and drive responsibly. Drowsy DrivingDriving exhaustion is the most ignored topic. Not enough people acknowledge that driving for hours can make you drowsy and cause many distractions. This distraction can later result in an accident.We have seen the causes of an accident. Now let’s look at how we can prevent getting into one. The first thing you must do is minimize as much distraction as you can to focus on what’s ahead and avoid upcoming dangers.Avoid reckless driving by keeping your cool under all circumstances. Make sure you are not giving your vehicle to unauthorized or underage drivers. Drive responsibly and if you feel overwhelming road rage, park your car at the side of the road and take some time to cool down.Any defect in your car should be checked and known before you drive. Get it repaired immediately to avoid any accidents on the road. Always keep an eye on the road to prevent missing a pothole or anything that can make you lose control of your vehicle.If you suspect that the weather is getting undesirable, it is better to hold back and wait for it to get better before you drive. If conditions worsen during a drive, stop the car at the side and take the necessary steps to make your drive safe.Driving under the influence is a significant issue worldwide. If you are under the influence of any kind of drugs, it is better to ask for help or stay back until you get sober. If you suspect a friend is under the influence, offer to drop them at their destination rather than letting them put themselves or someone else into danger.Make sure you have rested well before you drive. Falling asleep while driving is actually a thing, and many have fallen victim to grave accidents due to that. You should consider your rest and mental health and make sure that you are fresh before starting a drive. Be safe on the road and join hands with us to ensure a safe journey with exciting packages from Pakistan’s 10 best car and health insurance companies. “Let’s Compare” brings you policies from different insurance companies and lets you buy in 3 easy steps. Compare, get a quote and buy! So visit our website and get your hands on a customized policy now. 

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Travel Insurance in Pakistan

Eight Ways To Stay Safe While Traveling

Posted by Admin on 17 Feb 2022

Many travelers get mugged while visiting another country every year. The sole reason for this can be that they forget to take precautions in the excitement of traveling. Another reason for not being cautious is that they don't know what precautions to take. Therefore, we have assembled a list of precautions to take while traveling.Do A Thorough Research Of Your DestinationGet to know your destination before arriving. Also, don't forget to check the country's website for crime rates and other incidents. Consult with locals to get to know the area better. It is always practical to know who to call in times of crisis. Get the contact information for the nearest police station and emergency hotline.Don't Draw Attention To YourselfOne way of staying safest while traveling is to act like a local. You should learn about the dialect and observe the way locals dress and follow it the best you can. Travelers who don't blend in are at a disadvantage of getting robbed since they seem vulnerable. Observation is your best friend. Approach people carefully when in need of help. Be very careful when looking at the map. One great tip is to invest in protective gear and clothing. It should assist you in preventing getting mugged or pickpocketed. An excellent suggestion is to wear your bag across your chest and the topcoat over it. This will make you sensitive to touch, and it will be hard, if not impossible, for someone to attempt snatching your bag.Make Multiple Copies Of Important DocumentsScan and make multiple copies of the documents you will frequently need, including your ID card, driver's license, and other documents, so that you don't go around scrambling through them when in need. Keep Your Friends And Family UpdatedIt is always a good idea to let your friends and family know your whereabouts. Whether traveling from one place to another or staying somewhere overnight alone or with someone, always inform a close family member or a friend about it. Keep them informed, so they know where to look for and who to ask in case of an emergency. To minimize the threat, you can always let others know that your friends and family know where you are and that you are with them. Be Wary Of Public Wi-FiYes! It is very convenient to access the internet when you're out but be wary of the hackers waiting to steal your important information. Unfortunately, identity theft crimes have increased with access to the internet. A better way to access the internet when you're out is to set up a Virtual Private Network (VPN) that will allow you to access the internet securely. Make Your Room Extra SafeNo matter how tight the security is in the hotel you're staying in, you should still take safety precautions to make your space safer. A few ways to do this are to invest in safety gear like deadbolts or buy a door jammer that goes under the door for extra safety. You should pretend to be in your room even when you're out by leaving the lights and TV on or keeping the blinds shut. Don't let any strangers into your room. If there's a room cleaning service that you didn't call for, you should contact the front desk and confirm if they sent any.Keep Your Guard Up At All TimesMaking memories and capturing them is an essential part of traveling. Of course, you need a perfect picture to suit your Instagram aesthetic, and that's totally alright. But always keep your guard up at all times! Be wary of your surroundings and trust your intuition if something seems off. Leave the area immediately if someone acts suspicious. Get Travel Insurance From Let's Compare!Last but not least, you should make sure to be insured before traveling. We bring you exactly the packages you're looking for! Visit the best insurance comparison platform in Pakistan, "Let's Compare," and get customized packages for your travel insurance. We take pride in ensuring customer safety and satisfaction. So what are you waiting for? Visit our website letscompare.pk now and get travel insurance!

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Takaful Insurance in Pakistan

Everything You Need To Know About Medical And Health Takaful

Posted by Admin on 14 Feb 2022

In some cases, Muslims like to opt for takaful insurance in Pakistan rather than conventional insurance. Because it complies with Islamic laws, Muslims find it more authentic and appropriate since it is stripped of gambling, interest, and risky investment.What Is Takaful?Takaful insurance policies are an alternative to conventional insurance. Takaful insurance in Pakistan complies with shariah. It eradicates gharrar, maysir, and riba. It is a community-pooling system. Everyone contributes to the system, and that money is used to help them and anyone in need of financial assistance. It is an Islamic system designed to reduce the severity of any crisis a person might face. You might be wondering what happens to the remaining funds? That fund is distributed among the participants after making possible future claims. Those funds belong to the participants, not the operator. Takaful PlansTakaful insurance policies and conventional insurance policies are alike. It includes plans like term life takaful, whole life takaful, endowment takaful, universal takaful, marriage plan, and education plan. It covers damage or loss to physical properties or resources. It also includes property takaful, marine takaful, motor takaful, and miscellaneous general takaful. Health Takaful BenefitsHealth takaful provides many benefits to the participants. The benefits include hospital care, major medical care, and outpatient care. The best family Takaful insurance in Pakistan provides the following benefits:Hospitalization CareHospital care includes the following:Pre-hospitalization and post-hospitalization, including diagnostic tests, medication, lab tests.Outpatient benefits. Major Medical CareMajor medical care includes:Enhanced limit of hospital careCover for costly medical treatmentsCover for major surgeriesProlonged hospitalization benefits Maternity CareMaternity care includes:Medical expenses during childbirth are coveredC-Section coversExpenses for D&C and D&E procedures are covered Outpatient CareOutpatient benefits include treatments that do not require an overnight stay, like cough fever. How To Apply For Best Takaful Health Insurance In PakistanYou can get an online insurance comparison for all our takaful health insurance plans at Let's Compare. Our takaful partners are IGI Insurance, Jubilee Insurance, EFU General, TPL, TPL Life, and Pak-Qatar. Visit our website to get a comprehensive takaful plan today. Let's Compare offers the best family health takaful insurance in Pakistan from the best insurance companies.