What Is The Difference Between A Standard And Gold Health Insurance Policy

Posted by Admin on 06 Dec 2022

Insurance is a lot deeper than what the general public thinks. It has many layers that one can unravel but we are here to simplify it. When exploring insurance policies, you may come across different policies from the same insurer. But wait, isn’t there supposed to be one insurance policy per insurer? That’s not true!Let’s look at how it works and why there are multiple policies per insurer and how are they any different from each other.What Is A Standard Policy?A standard policy is the one that is generally the cheapest and the reason is that it provides minimal coverage with the most basic needs covered. This policy can be named differently too, which is true for other policies too. This is the most basic cover one can get from an insurer at a cheap price and if you want more coverage you can always consider policies with a higher rate that can provide a higher cover. What Is A Gold Policy?A gold policy is generally the highest-paid policy with almost all the necessary coverage and an extended period of pre and post-hospitalization cover. Some insurers also include pre-existing conditions while others don’t. ly varies from insurer to insurer. Customers mostly buy these policies out of choice because most insurers suggest you buy the cheapest policy since it is easy to sell.What Makes One Insurer Different From The Other?Now comes the question, if all insurers are given a choice of policy then what makes them different from each other? One ultimate thing that makes them different is their customer service and how much time they take to respond and resolve the client’s issue. Other than that, some policies are excellent in terms of coverage since they provide all the coverage but some policies still don’t cover pre-existing conditions and other aspects of insurance which also plays a great role in making one insurance company better than the other.Which Policy To Buy Then?If you are confused about which policy to buy now, you should read the covers it provides and go through the terms and conditions of each one before buying. It will make it easier for you to narrow down what you want and eventually which policy suits you the best. If you are buying from an insurance broker firm like Let’s Compare, you can ask them to guide you on which insurer has the best service and go for that one.Conclusion:Let’s Compare is an online insurance comparison platform working to build trust among clients and serve them best. We are partners with reputed insurance companies across Pakistan which makes it easier for us to build trust among clients. We deal in travel, health and car insurance and mainly answer our client’s questions about insurance. If you are not insured then get insured now with one click and from the comfort of your own home! 

Why Do Insurers Ask So Many Questions

Posted by Admin on 02 Dec 2022

Have you ever gone to buy the insurance and caught yourself stuck with an agent who won’t stop questioning you? Maybe they’re asking for your birthday or maybe they’re asking for the color of your car or perhaps how many siblings you got?These questions might be of a slightly personal niche but don’t worry they are not really interested in retaining this information. They just want to know accurate information most of the time to make sure that you are issued the right policy for you. Like they might be asking for your birthday to know that you fall under the age range of your age group. Maybe they’re asking the color to provide specific information to the investigator and for the number of siblings or children so they can refer to the health insurance plan that best suits you! Let’s look at some questions that are asked by the insurers so we are better prepared for what is to come!How Much Savings Do You Have?They might ask you about your savings. The insurance industry focuses a lot on financial stability and keeping your finances safe for the future. So some insurers may ask you this out of goodwill so they can give you a better plan which may help you save the most in the future. You can also ask this question if you need any financial guidance.What Do You Like And Dislike In Insurance Policy?If you had an insurance policy before or had some exposure to insurance they might ask you if there are some aspects of insurance that you may or may not like. This will help them find you a policy that best suits your interests. You can also ask for their opinion from your point of view and what would they go for if they were buying an insurance policy.What Is Your Most Important Asset?This is the question asked when you are indecisive about what to protect with your limited budget. This question helps us get rid of other uncertainties and decide what to protect first. This way we can also recommend the best policy for you! We have a range of policies for you all from cheap to expensive.All of these questions can be asked from either side. You can ask these questions and any other questions that concern you about insurance and finances or anything that has been bothering you and you want to be covered. Let’s Compare is an online insurance comparison platform and we value our client’s comfort. We have a user-friendly UI that helps clients navigate through pages easily from the comfort of their homes. We are partners with the best insurance companies across Pakistan and we develop trust through honest opinions and unbiased advice. Get insured now with Let’s Compare and live the safest life! Protect your finances!

Can I Use My Insurance Policy To Drive Someone Else's Car

Posted by Admin on 01 Dec 2022

Having a car insurance policy is mandatory and knowing how it works is even more important than that! You may have insurance but if you don’t understand how it works you can put yourself in grave danger. It is important to talk to a professional or get guidance from someone in the field. This is why Let’s Compare is here to help their customers out! Let’s answer the most crucial question about car insurance Pakistan: can you drive someone else’s car with your car insurance policy?What Are The Important Elements Of a Car Insurance Policy?There are a few crucial things to notice in a car insurance policy. First is the vehicle information including what type of vehicle is getting insured, the vehicle number, and who is the owner of the vehicle. Once you have gone through this, read the terms and conditions since they vary from insurer to insurer but a big part of them remains the same. Why Is This Information Important?All the information about the vehicle and owner determines that both the car and the insurer are covered only if they are both a part of an accident. A few years ago, you could get coverage under third-party insurance if you were driving someone else’s car and caused an accident. Both you and the vehicle were covered. But due to recent changes in terms and conditions, this is no longer viable. The vehicle needs to be insured in the name of the driver or owner for an insurance policy to be viable. Otherwise, you may face a lawsuit under the cover of theft. This is the only way the vehicle can get covered but you will still not get covered. Is It Applicable For My Car As Well?If someone drives your car without your permission and causes an accident it is considered theft and they are not covered even if they have an insurance policy but your vehicle is covered under theft. This change was due to the increased rate of vehicle theft. What If I Given My Car Away?If you have given your car away or sold it, make sure to change the name of the insured on your insurance policy so that they can avoid such hurdles in the future. It is okay to lend your car to drive but the car should be insured in the name of the one who drives the most or the owner of the car. There is one way, the driver can get the cover on someone else’s car. That is if the owner of the car is in the car. This gets rid of the theft allegation but since the insurance policy covers both the owner and vehicle the third person can get a cover for the passenger.Now that you have your queries answered, you can now clear your misconceptions and take preventive measures from both sides and educate everyone around you about how policy works and what they should check before making any decision like this. Let’s Compare is an online insurance comparison platform that makes getting insured convenient. Go get your car insurance now! 

Health Insurance in Pakistan

What Types Of Insurance One Should Have In Pakistan

Posted by Admin on 25 Nov 2022

In these tough times, everyone is looking for ways to save money and make investments that will benefit them long-term while staying on budget. One such investment is insurance since it helps you save a lot more than you may expect. Whether it be car insurance, health insurance, or travel insurance, having one always helps you in times of need and you will never regret buying one.Let's take a look at 3 different insurance types and how they impact your life.Health Insurance In Pakistan:If you are a living, breathing human being you need a health insurance plan in Pakistan. From the day you were born to your demise, every moment of your life should be covered. This is also important so that your pre-existing conditions are covered. Many insurance policies do not offer to cover pre-existing conditions. Other than that, the earlier you have health insurance in Pakistan the more you can save when it comes to your finances. The medical insurance policy provides you with many benefits depending on the insurer and policy they provide. So if you bought an expensive policy from a good insurer, there’s a good chance that it will cover everything, even the pre-existing conditions. All in all health insurance in Pakistan is the best investment one can make. Car Insurance Pakistan:If you own a car, you must have car insurance in Pakistan. This is because car maintenance and replacement of a car part require a hefty amount but with insurance, it can all be covered by your insurer while you only have to buy insurance worth a few thousand and pay a deductible, that is what you pay out of pocket when claiming a car insurance policy. This is especially helpful when you have an imported car since the price of parts for imported cars is higher than the price for local parts. In another scenario, in case the car gets totaled or badly damaged in an accident you can get the reimbursement for either the market value or the value you purchased it. Either way, you will not be at a great loss if something unfortunate happens.Travel Insurance Pakistan:Travel insurance Pakistan is yet another essential type of insurance since you should not lose any money on things that can easily be recovered through insurance. Travel is a once-in-a-lifetime opportunity for many people and it’s only fair if it is not tainted by the memories of losing your belongings and having to spend money on replacing them when that money could be used to get the most out of an experience instead. Other than that, travel can also cover your health while you’re on tour. It is a complete package for you with emergency evacuation, flight delay cover, flight cancellation, lost baggage, and many other perks for your convenient travel.Conclusion:Let’s Compare is an online insurance comparison platform where you choose your favored policy from your favorite insurer and get the benefits of living your life to the full extent without any stress. We are partners with reputed insurers in Pakistan and we prioritize customer service to make the experience convenient for customers! So get insured through Let’s Compare now!

What To Do If I Lose My Insurance Policy

Posted by Admin on 24 Nov 2022

Imagine this, you are traveling and you somehow lose your phone and also lose your luggage. Now you not only need to buy a new phone but also need to call your insurer to claim insurance. But all your data was on your phone and you don’t remember the policy number word for word.You don’t need to worry, yet! There are a few ways you can still get the policy back if you take the right steps. Let’s look at how to get it back!Have You Recovered Your Cell Phone?The first and foremost concern is whether you have recovered your devices. Regardless of insurance policy, it is important that you report your missing devices and get a hold of them as soon as you can because they have all of your data that can be compromised and misused.Do You Remember Who You Bought The Insurance From?Along with recovering your devices, you should find a way to contact your insurer. Do you remember the name of your insurer or insurance broker that you bought your policy from? If it is an insurance brokerage firm like Let’s Compare Online, you should conveniently find their number from google and ring them. You may not remember the policy number but with your full name and ID card number, they should be able to find your insurance policy from their CRM. This should not be an issue! You can then claim your policy and recover all of your lost items!Do You Remember The Insurance Company’s Name?If you don’t remember the agent’s or insurance broker firm’s name then you may remember the name of the insurer themselves. If so, you can search for them and call them on their customer service hotline. They too will be able to pull up your policy and send it to you.Every policy has different requirements, however, for the travel insurance policy, you need your full name, ID card, or your passport number. Your name can be duplicated but your ID card number and your passport number will be unique, so make sure you know one of those things in order to get your policy. Once recovered, now you can file a claim and recover all your lost items or get them reimbursed. Let’s Compare is an insurance comparison platform where you can compare and choose the insurance plan that best suits you and fulfills all your needs. We have products like health insurance, travel insurance, and car insurance, and give our unbiased advice when asked. We are partners with reputed insurance providers in Pakistan making us reliable. We prioritize customer comfort. Get insured with Let’s Compare now!

How To Get Annual Travel Insurance Plan For Multiple Trips

Posted by Admin on 24 Nov 2022

Have you been traveling more than twice each year? Have you been purchasing separate travel insurance plans for each one? You can have a single plan to cover all of your trips and today we will see how?Let’s Compare has always been unbiased and honest in its advice when it comes to customer service. We have compiled a complete guide on how and why it is better to have a single travel plan for a year rather than having three or more travel plans. Let’s take a look.How Many Trips Are You Making In A Year?First, you need to see how many trips you will be making that year. If you are making 3 or more trips then you should consider buying an annual travel insurance policy since that will be more feasible than buying a separate plan for each trip.This is because three plans separately will cost you more than one plan annually and it will also save your efforts of sending documents again and again and storing a new policy document each time on your devices thus, avoiding confusion.What If The Locations Are Too Far From Each Other?What if the places you want to visit are too far from each other and you’re not sure if your insurer will be able to put them in. worry not, because no matter even if the locations are across the globe, your insurer can surely put them down and you will be able to use the same insurance policy for each one of them throughout the year. Is There Any Difference On The Premium?Whether you go to a single country for the rest of the year or go to multiple countries within a year on a single travel insurance policy, your premium will remain the same because after all, all the other factors remain the same! So you don’t have to worry about the premium being any different than a conventional travel insurance policy.Conclusion:Let’s Compare Online is an insurance comparison platform where we provide our customers with the best service and ensure customer satisfaction throughout the process. From the convenient UI to the convenience of getting the insurance policy at a click everything is oriented to make customers at ease. We are partners with top insurers across Pakistan who are reputed as the best in their work hence making the clients develop trust even more easily! If you are not insured, get insured with us instantly!