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It covers all the accident claims irrespective of who is at fault. Whether its your mistake or not, the company is liable to pay for your damages.
It only covers the damages caused to the other party once you are at fault. Under the Vehicles Act 1939, this is the minimum level of cover needed for drivers in Pakistan.
This type of Insurance covers your car against the 3 major risks including Theft, Third Party and Total Loss of Vehicle.
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