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Travel Insurance in Pakistan

Travel Mistakes To Avoid

Posted by Admin on 03 Mar 2022

We often make common mistakes while traveling. However, some errors might save us a lot of money if we avoid them. Let’s Compare is here to help you avoid making these mistakes, so let’s take a look at a few of those mistakes to prevent them in the future. 

Overpacking/Underpacking

We often underestimate how much we need to pack before traveling, which may cause a lot of distress and loss of money. If you overpack, you might need to buy a new bag to assemble new essentials. If you under-pack, you might need to purchase products you already had back home, losing the vital money you could spend on a ride or something important. 

 

Trusting The Very First Direction

If you’re lost or looking for a destination, maybe the first thing that comes to your mind would be to ask a local. So far, you’re going good, but perhaps you trust the first direction you get. To be very sure and save time and resources, you should take multiple opinions to reach the same destination. This way, you will reach your goal on time and invest the spare time to cherish it a little longer.

Not Double Checking Documents And Not Making Copies

This might be the biggest mistake you make, which will cause a significant setback in your routine. You should always double-check your documents and ensure that you have all the necessary documents. 

Other than that, you should always have multiple photocopies of your documents at hand all the time because you never know when you need one. Hence it is advisable to always keep several copies with you.

Not Doing Research

When you go to a new place, you should always do some research to ensure that your journey is easy and does not have any unpredictability. Search the famous locations, learn a few words that can help you with essential communication, look on the website to find out if there have been any crimes recently. It is always handy to do some prior research about the destination you’re visiting.

Not Getting An Insurance 

A massive flaw in your planning would be not getting travel insurance. You should always opt for a travel insurance while traveling. Travel insurance covers many expenses and saves a lot of time when necessary. For example, it covers medical expenses while traveling through the hospital panel. It also covers lost and delayed luggage, delayed flight, and many other things. So get your travel insurance today from Let’ Compare.


We are partners with the top 10 best insurance companies in Pakistan. We help our clients customize the best travel insurance policy. You only have to fill out a simple form, and you’re good to go with your travel insurance policy. So visit our website now and get your travel insurance.

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Car Insurance in Pakistan

What Is Commercial Vehicle Insurance

Posted by Admin on 26 Jan 2023

Car insurance is one of the most popular insurance types sold in the insurance industry. Cars are considered the ultimate assets which is why they are valued much more than other possessions. Most people are passionate and take car care personally, which is why they do all they can in order to ensure the safety of their cars. Ever since there has been a hike in inflation, people have started using their vehicles for commercial purposes to make some extra money on the side. A common misconception shared by people trying to use their vehicle for commercial use is that their vehicle is insured under the standard insurance policy also known as personal car insurance. However, this is not the case. So let’s take a look at how you can cover your vehicle for commercial use. Why Is My Vehicle Not Covered For Commercial Use?Your vehicle is not covered under commercial use because using your vehicle commercially involves risk higher than regular use. It puts you and your vehicle at an increased risk hence it requires additional coverage. You use your vehicle a lot more than work and wandering. Oftentimes the risk is higher due to your hands being tied and you not being able to decline due to unfamiliar areas putting your vehicle at a greater risk of theft or damages and putting your life on the line. What Is Commercial Car Insurance?Commercial car insurance is an extended cover for your car when you intend to use your vehicle for earning. It is different from personal car insurance because it has cover options. Personal car insurance is designed to cater to your personal needs while commercial car insurance caters to all kinds of risks involved in your industry. What Can I Do With My Car Covered Commercially?There are a lot of concerns that need to be addressed when you are using your car commercially. You have little to no choice but to decline when expecting a paid service so it can cause a lot of damage to your vehicle and might put it at a greater risk of being damaged in any way. Following are the things commercial vehicles are most commonly used for.Offering pick and drop to clients.Delivering goods.Towing vehicles.Delivering intercity.Haul heavy loads.All of these tasks can put you and your vehicle at a greater risk of getting damaged. This is why it is important to have your vehicle commercially protected if you are using it for paid services.Who Is Covered Under Commercial Auto Insurance?Commercial auto insurance covers the driver and the passengers for personal injury under the bodily injury cover. It also has property damage cover for when you are at fault. In conclusion, commercial auto insurance is a must if you use your personal or business car for commercial use. It provides extended coverage than private car insurance so the premium may be higher depending on the insurer. This is due to a higher risk of vehicle damage or bodily injury.So get insured, and have safe driving!

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Fire Insurance in Pakistan

Fire Insurance And Its Features In Pakistan

Posted by Admin on 24 Jan 2023

Insurance protects you and your assets in case of an accident. Everything can be insured against all kinds of threats. Fire insurance works similarly, it protects you and covers your assets in the event of unexpected fires. Fire insurance has many features that we will discuss in today’s blog. Let’s take a look at them now!What Is Fire Insurance?Fire insurance reimburses the cost of repair, reconstruction, or replacement of any property damaged during the incident of fire. It also covers the damage caused by smoke and water while firefighters put away the fire. Hence it covers all kinds of property damage caused during the fire. What Are The Features Of A Fire Insurance Policy?There are many features of a fire insurance policy. Some of them are discussed below!Insurable Interest In PropertyThis condition implies that the survival of the item getting insured should be beneficial for the policyholder and if the item is lost during the fire, the policyholder can suffer a loss. This is applicable both at the time of buying policy and at the time of claim.Principal Of Utmost Good FaithThis states that at the time of buying the policy, the insured must spill all the details of whatever is being insured. The risk of the building catching fire, environment, construction of the house/shop, and other related queries. This is important because the insurer needs to calculate the risk and issue the policy accordingly. During any time when the insurer finds out that the vital information was hidden from them, they have all the rights to terminate the policy. The insurer is also responsible for telling you all the details about the policy and suggesting you the best one that suits your requirements.  Contract Of IndemnityThis states that the policyholder must only claim up to the limit settled at the time of buying a policy. In case there was no damage, the claim is no longer acceptable. These were some features of the fire insurance policy. Now, look at who can get fire insurance.Who Is Eligible For Fire Insurance?Anyone who wants to protect their assets is eligible for fire insurance. It benefits the shopkeepers or business owners the most. For example, if you own a business of furniture or clothes and in case of a fire, these two things will get affected the most and will cause huge financial damage. So a shopkeeper or business owner must have fire insurance for such instances.  In conclusion, if you have any asset that you want to protect from fire whether it be your whole house or your business you must get fire insurance. This will reimburse the damages done by fire, smoke, and water while putting out the fire. Some policies may even offer the temporary residence for the ones who lose their houses and living spaces to fire. It also has emergency medical cover in case of burns and damage to one’s own health. So get insured now!